Privacy Policy

Kirkpatrick Partners ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect personal information that you voluntarily provide to us when you:

• Submit a loan application or consultation request
• Contact us via email, phone, or our website
• Subscribe to marketing communications
• Interact with our website or services

The types of personal information we may collect include:

• Name, business name, and contact information (email, mailing address)
• Financial information related to loan applications
• Business information (tax identification numbers, revenue data, bank statements)
• Phone number (optional)

How We Use Your Information

We use the information we collect to:

• Process and evaluate loan applications
• Communicate with you about our services
• Send marketing and promotional communications (with your consent)
• Improve our website, products, and services
• Comply with legal and regulatory requirements
• Detect and prevent fraud or unauthorized transactions

SMS & Text Message Communications

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business (e.g., payment processors, underwriting partners, marketing platforms).
• Legal Compliance: We may disclose information if required by law, court order, or government regulation.
• Business Transfers: If Kirkpatrick Partners is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share information when you explicitly authorize us to do so.

Important: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information
• The right to opt out of marketing communications at any time
• The right to withdraw consent for SMS communications (reply STOP)

To exercise any of these rights, please contact us at vanessa@kirkpatrickpartner.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand visitor behavior. You can control cookies through your browser settings.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Kirkpatrick Partners
6598 Northwest 103rd Lane
Parkland, FL 33076
Email: vanessa@kirkpatrickpartner.com